How to send money in Messages app with Apple Pay

Apple Pay Cash is a system that can help iOS users send and receive payments using Apple Pay through iMessage. For the Apple Pay Cash setup process, you need to add the new Apple Pay Cash card to the Wallet app on your iOS device in order to make payments in offline or online just as the way you do with other credit or debit cards attached to Apple Pay.

Here’s how to set up and use Apple Pay Cash in Messages app on your iPhone or iPad.

How to set up Apple Pay Cash

First things first, you have to actually set up Apple Pay Cash.

  1. Launch the Settings app on your device
  2. Tap on Wallet & Apple Pay.
  3. Select Apple Pay Cash > Continue
  4. Agree with terms and conditions
  5. Wait for the rest of the setup to complete automatically.


How to verify your identity for Apple Pay

To ensure the process of using Apple Pay Cash is smooth, you’ll need to verify your identity. To do so:

  1. Launch Settings app on your iPhone/ iPad.
  2. Tap on Wallet & Apple Pay
  3. Choose Apple Pay Cash.
  4. Tap Verify Identity > Continue
  5. Enter your First and Last names > tap on Next.
  6. Enter your address > tap Next.
  7. Type in the last four digits of your social security number as well as your date of birth and tap on Next.


How to add money to Apple Pay Cash card

You can also send payments in Messages app using Apple Pay without a balance on your Pay Cash card. However, you might want to add some money. To do so

  1. Launch the Wallet app on your iPhone.
  2. Tap on your Apple Pay Cash
  3. Select the “I” button in the bottom corner.
  4. Tap on Add Money.
  5. Enter the amount of money you’d like to add to your card
  6. Authorize the transfer with an Apple Pay-linked debit card. If you are using an iPhone 8 Plus and older models, you can authorize with Touch ID. While on the iPhone X model, simply double-click on the side button to enable Face ID for authorization.
  7. Tap Done.


Also read: How To Use PayPal For App Store and iTunes 

How to send payments with Apple Pay Cash

Sending money to your friends in the Messages app is similar to sending a sticker.

  1. Launch Messages app on your iPhone/iPad.
  2. Select a conversation with the person you wish to send money to.
  3. Tap on the Apple Pay button at the bottom.
  4. Select an amount you’d like to send to.
  5. Tap on Show Keypad to enter a specific amount.
  6. Tap on Pay and send it
  7. Authorize the payment from the Apple Pay debit card.

How to request a payment using Apple Pay Cash

You can also request a payment through the Messages app on your iOS device.

  1. Launch Messages app on your iPhone/iPad.
  2. Tap on a conversation with the person you want to request money from.
  3. Tap on the Apple Pay button at the bottom.
  4. Choose an amount you want to send
  5. Tap on Show Keypad to enter a specific amount.
  6. Tap on Request and send it

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